Digital Banking Roll out your own accounts and payment methods

Start a neobank

Want to launch a neobank on a short timeframe and still be on the cutting edge of technology and compliance? 

Outsource core banking

Want to outsource your core banking system to focus on your core business?

Cards for your employees

Want to give your employees an account and payment card to build loyalty and save on management costs?

Our Digital Banking solution

a complete and fully scalable banking and payment services solution



Physical and
virtual cards





Fast time
to market


Seamless integration
via API

Control your
customer journeys

Start a neobank

Launch a fully fledged neobank

in just 12 months with innovative features and a value proposition centred on a unique mobile experience.


Our role

Set up a core banking system with innovative features:

  • Instalment payments
  • Physical bank cards
  • Payment accounts


Contact us


A system of authorisation by delegation

Oney’s flagship product: pay in 3 or 4 instalments using their bank card.


The goal:

Popularise instalment payments through the Oney+ digital banking solution.


Our solution:

  • Automated creation of payment accounts and regulatory compliance
  • A digital banking product
  • 100% digital KYC process
  • Account aggregation
  • Customer self-care to set up the account
  • Issuance and management of a range of personalised Oney payment cards including the instalment payments option
  • Instalment payments available at all merchants thanks to the payment card


Our added advantage:

Oney can use its own banking licence.

Like to learn more?

Find out how Xpollens can grow your business