Buy Now Pay Later Unlock your full potential with your own BNPL card
Increase your revenue with your own payment card
With the Xpollens API, it is easy to create your fully customized VISA card, that adapts to your business model (network of partner stores or open model).
- Your BNPL offer available everywhere
Break free of constraints: your customers can now use your BNPL offer with any merchant, online and in store.
- Less dependance on payment service providers
Your customers can choose to pay in instalments with your card, regardless of the merchant’s PSP.
- End user retention
Create a seamless and personalized BNPL user experience thanks to a virtual or physical card.
- The latest mobile payment features available
Apple Pay, Google Pay, Samsung Pay, Garmin.
Create your card in just a few clicks
Design your own card and stand out from the crowd with our simple and intuitive tool.
A system of authorisation by delegation
An exceptional user experience
Our API allows you to integrate all features into your mobile app so your customers can manage their transactions independently and in real time.
Block the card
Display the PIN or get a new PIN
Manage payment limits
The Business Dashboard
Xpollens includes the Business Dashboard, a dedicated page providing a detailed view of all your customers, where you can:
- Check your customers’ onboarding status (KYC)
- View their accounts and activity
- Act on their payment methods
Pay your merchant partner instantly!
For each BNPL payment, the Xpollens API allows you to issue a single-use virtual card to pay your supplier directly and instantly.
The merchant receives one payment only and avoids complex reporting processes, while your customers seamlessly enjoy the benefits of the BNPL service.
An adaptative model
Whether or not you have a banking licence, our solution adapts to your environment and your technical and regulatory constraints.