About us

With Xpollens, increase the value of your business
with the power of embedded payments.

Xpollens, the French fintech specialising in white-label digital payment

Xpollens is the French fintech specialising in white-label digital payments, created through a partnership between Visa, the world leader in digital payments, and Natixis Payments, the leading Visa card issuer in Europe.

Through this strategic partnership, the 2 businesses have leveraged their complementary expertise to develop a white-label payment solution designed for a new growth market: Embedded Payments.

Xpollens relies on the power of our proprietary technology, coupled with the infrastructure of France’s 2nd-largest banking group, and a team of over 150 experts (Product, IT, Compliance, Operations) to support our customers in creating customised, value-accelerating embedded payment solutions.

Xpollens serves various industries, such as digital banking, large retailers, temporary staffing agencies, insurance, travel and more. Each shares a common goal to generate value through digital technologies.

Leading corporations trust Xpollens: Oney, 1001 Listes, Leroy Merlin, Ubaldi, ESF, Izly, Le Pot Commun.


Chief Executive Officer

After working at the French Treasury, BPCE, and Fidor as CEO, Jean was appointed CEO of Xpollens in 2019.

Dos Santos

Chief Technology Officer

The first CTO of Lemon Way, Armand co-founded Xpollens in 2011. He was appointed CTO and member of the Executive Committee of the Digital BU of Natixis Payments in 2021.


Chief Human Resources Officer

Carmen, who has worked at Renault, L’Oréal and Lemonway, was appointed Chief Human Resources Officer in 2020.


Chief Product

Dimitri, who has worked at BNP Paribas and Ditto Bank, was appointed Chief Product Officer in 2020.


Chief Financial Officer

Carole, who has worked at Xiring and Ingenico, was appointed Chief Financial Officer in 2021.


Chief Commercial Officer

A former partner at Famoco, Guillaume was appointed Chief Commercial Officer in 2019.


Chief Operating Officer

Former COO of Fidor, Eric was appointed Chief Operating Officer in 2019.

De Prat

Chief Compliance and Risk Officer

Stanislas, who has worked at Total and BPCE, was appointed Chief Compliance and Risk Officer in 2020.

Our core competence: embedded payment

Our mission is simple: to enable you to increase the value of your business by integrating powerful digital payments to your solutions.

Our value proposition is based both on the strength of our technology platform, natively designed to embed complex payments into any business, and on our advanced expertise in design and support, key to the success of any project.


Key figures

35 countries
managed at KYC level
150 expert
and multidisciplinary talents
customer references from all sectors
3,8 million
wallets open
27 million
transactions worldwide

Join BPCE Group’s Fintech Payments

Supported by a talented team more than 150-strong, mainly based at our Fintech Campus near Station F in Paris, we are growing fast, and helping to drive growth for many other businesses. Do you like innovative markets and high-growth challenges? Want to work in the field of digital technology and fintech? Have a perfect understanding of product and customer culture? And want to be part of a unique and amazing entrepreneurial venture?