Retail: solutions for your objectives and customers
Grow your retail business with comprehensive payment solutions that deliver a seamless user experience and automated transactions.
Accelerate your growth with innovative, scalable tools that optimise customer satisfaction, build trust, and simplify your processes.

Your customers deserve a tailored payment solution
Offer your customers and partners a smooth, secure payment experience whilst optimising the management of your financial flows through our Payment Experience offering.
Enhance your payment options beyond payment cards to reduce friction. With these alternatives, you optimise your costs by avoiding card-related interchange fees.
- Direct Debit: ideal for recurring or one-off purchases
- Initiated, standard, or instant bank transfer: a solution suited for high-value baskets
- Payment link with virtual IBAN: an alternative in case other payment methods fail. The virtual IBAN simplifies traceability and facilitates bank reconciliation of transactions
New solutions to optimise unpaid invoices management
- Simplify your collection processes through automated management. This approach limits financial losses whilst ensuring better monitoring of unpaid transactions.
- Stay informed in real-time about each unpaid transaction to react immediately. Represent payments using flexible and personalised methods, perfectly adapted to your needs.
- Optimise traceability and simplify your processes using virtual IBANs, ensuring precise transaction tracking.
With our Payment Automation offering, improve the management of your financial flows, streamline your collection processes, and optimise accounting reconciliation. Adopt a solution designed to simplify and secure the monitoring of unpaid transactions today.
Simplified and instant refunds
- Provide your customers with a quick refund experience using our instant reversal solution. Seamlessly gather the source IBAN during a transfer payment for fast and secure processing. With Instant Payment, facilitate immediate refunds and guarantee high levels of customer satisfaction.
- Issue virtual payment cards in real-time to compensate your customers quickly whilst maintaining control.
Discover our dedicated payouts offering, designed to meet customers’ expectations with flexible, fast, and efficient reversal solutions.
Comprehensive, flexible, and compliant management for marketplaces
Our solution optimises your operations and adjusts fund distribution in compliance with your sector’s regulatory requirements.
Accelerate your growth without compromise:
- Rapid integration of your merchant partners
- Simplified payment collection: keep your current provider whilst offering complementary methods to cards, such as bank transfer or direct debit, ideal for high-value baskets
- Real-time monitoring and instant transaction reconciliation through virtual IBAN
- Customised fund distribution, with automated commission management for total flexibility
Enhance your services with branded VISA payment cards
Create physical or virtual payment cards, compatible with Xpay to offer an omnichannel experience and strengthen customer relationships.
Enhanced
loyalty
Better
customer insight
Personalised
offers
Seamless and integrated
customer journey
Your simplified
loyalty programme
Create a payment card tailored to your project
With a simplified creation process, you can quickly design a card programme that meets your customers’ specific expectations.
- Customer loyalty: convert loyalty points to pounds and add your cashback programme to reward your customers.
- Customise usage rules: control spending limits, acceptance network, and define each parameter according to your strategy.
- Benefit from a quick and intuitive creation interface.
They trust us
Like many other retail players, trust us to simplify your payments and improve your customer experience.
Meet your consumers’ high expectations whilst strengthening the security and reliability of each transaction.
Want to know more?
Discover how we can drive your retail business growth with a tailored payment solution.
Our experts are ready to support you in integrating personalised services, such as payment account management and e-wallet for your customers.
Benefit from a flexible and high-performance solution, adapted to your industry requirements and evolving needs.
Contact us today to discuss your project.