A decisive step in the regulation of cryptocurrencies, the MiCA (Markets in Crypto-Assets) Regulation harmonises and frames crypto-asset service providers (CASPs) at the European level.A comprehensive overview of this more demanding status in terms of...
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Latest updates and insights on Banking-as-a-Service.
Data reliability, cash flow management and financial health: bank reconciliation plays a central role. It ensures consistency between bank statements and accounting entries. When performed manually or using spreadsheets, this process is time-consuming and exposes...
Long perceived as a market reserved for insiders, crypto-assets are now entering a new era. With the MiCA regulation, the European Union is establishing a clear framework to strengthen trust, protect investors and support innovation.
In a context where instant payments are becoming widespread, securing bank transfers has become a major issue for both businesses and individuals. Verifying bank account details – and IBANs in particular – is an essential...
At the start of 2026, the European B2B payments landscape is no longer simply evolving. It is undergoing a fundamental shift. Long overshadowed by consumer payments, B2B payments have reached their long-awaited inflection point. The...
Behind the apparent simplicity of making a purchase on a marketplace, discover how the complementarity between a BaaS platform and a Payment Service Provider (PSP) helps optimise the customer experience while simplifying administrative and financial...
The French used-car market continues to grow: +5.3% in September 2025*.Behind these figures lie increasingly complex transactions and a growing volume of financial flows. In this context, integrated payments are no longer just a tool—they...
KYC is an essential customer due diligence process within the financial ecosystem. Xpollens invites you to explore this process and discover how to strike the right balance between regulatory requirements and user experience.
Embedded finance is gaining ground, streamlining access to financial services while elevating digital experiences. This article dives into the momentum behind this shift and the opportunities it opens for businesses
The SEPA Creditor Identifier is a key lever for enabling smooth and secure direct debits. This guide walks you through what it is, how it works, its benefits, and how to obtain it. Turn a...
Long offered as an optional paid service, instant payments are entering a new era in 2025. Explore the latest changes, core principles, and best practices to turn them into a strategic lever for payment management.
In a marketplace, each transaction must be both seamless for the user and compliant with regulatory requirements. Third-party payment collection is at the heart of this balance: an essential lever for securing exchanges between sellers...
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