Automate your marketplace flows
Onboarding, collections, fund distribution, and payouts: whether your marketplace targets individuals or businesses, and whatever your product offering, integrate high-performance payment solutions for both your sellers and buyers.
Manage your marketplace’s payment processing and fund allocation in a flexible way
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C2C Marketplace
In peer-to-peer classifieds or auction sites, each user may be both a seller and a buyer. Offer a payment experience focused on simplicity and trust.
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B2C Marketplace
For businesses, revenue is key. For consumers, quick access to their purchases is a must. Accelerate the onboarding of new sellers and facilitate swift, secure payments.
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B2B Marketplace
With high transaction amounts often subject to approval processes and payment schedules, traceability is essential. Meet B2B requirements with reliable, easy-to-integrate payment solutions.
Boost your marketplace with Xpollens
Using our API and Banking-as-a-Service technologies, you can design and automate all essential processes to streamline fund management and boost your marketplace or platform’s performance.
Onboarding new partners
Integrate new sellers quickly and securely with our automated API. Enrich your catalogue without lifting a finger.
Fund allocation
For payouts to your sellers (cash-out), distributions are made securely following your business rules, either in batches or in real-time, with commissions deducted and transferred to your dedicated accounts.
Managing payin
For buyer-to-marketplace (cash-in) flows, benefit from:
- A solution compatible with most Payment Service Providers (PSPs)
- A range of alternative payment methods (transfers, direct debits) for enhanced transaction tracking
- Account and payout management tailored to your needs
Real-time tracking and reconciliation
Platforms and marketplaces handle high volumes of complex flows. For streamlined and effective treasury management, our APIs automate:
- Fund tracking and accounting reconciliation
- In B2B, follow-ups for failed payments, including alternative payment options
A payment solution built to
integrate with your tools and simplify your operations
Partner onboarding (KYB)
Fast, fully digital onboarding with a custom-branded interface. The process verifies:
- Identity
- Legal structure
- Regulatory compliance
Funds collection
Fund allocation
We have designed a modular and secure payment solution
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Flexible & modular solution
No matter your payment partner (card acquisition, etc.), our solution adapts to your business needs.
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Transparency of transactions
With fully autonomous control over funds, you maintain oversight of every transaction.
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A partner for your growth
Xpollens supports your business growth, whether expanding into a new country or new markets.
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Simplified compliance
Operating under our e-money licence, we handle regulatory complexities, allowing you to focus on your core business with peace of mind.
Free yourself from regulatory constraints
- AML/CFT Compliance
Adherence to ACPR requirements for anti-money laundering and counter-terrorism financing. - New user verification
Secure KYC process handled by the Xpollens team. - Management of atypical transactions
Special handling for transactions outside standard schemes. - Segregation of funds within Natixis accounts
As a subsidiary of Groupe BPCE, Xpollens ensures maximum protection of funds.
ADEO manages the Leroy Merlin marketplace and 5 000 resellers
