Automatically trigger instant transfers
Whether regular with fixed amounts and intervals, or occasional and unpredictable, automate your transfers with the Payment Automation solution. Thanks to its instant transfer APIs, you can schedule refunds, compensation payments, and disbursements that are both seamless and rapid.
Automate transfers for a truly instant payment experience
Among the Payment Automation solutions, instant transfer APIs enable you to trigger transfers automatically based on events configured within your processes.
- You eliminate the delays of manual procedures that require batching transfers in groups.
- Your recipient receives funds almost instantly, within seconds and with full security.
- You provide a seamless user experience that drives customer satisfaction.
Instant payments: a must-have across industries
Whatever your industry, automating outbound payments in real time enables you to replace rigid, time-consuming processes with the speed your customers expect, adding value to your business.
Instant payouts to policyholders
Following a claim, fast compensation is essential. The insurance company configures the instant transfer API to automatically issue payments once the claim is approved in the business rule system.
Instant seller / supplier payments
An instant transfer API allows marketplaces or e-commerce sites to trigger payments to sellers or suppliers as soon as a product is ordered online. This ensures speed, reliability, and improves customer satisfaction with faster delivery timelines.
Immediate refund for returned products
Prompt refunds following a product return are the best way to reassure customers and build loyalty. With the instant transfer API, refunds can be issued automatically based on business rules in the returns process.
Immediate refund of travel services
Cancelled bookings, delayed flights—unexpected disruptions can ruin a trip. To protect your customer relationships and brand image, the instant transfer API enables automated reimbursements as soon as refund requests are approved in your system.
Property management
Immediate rent payments to property owners
When tenants pay rent to a letting agency, the property management system triggers the instant transfer API to send the funds to landlords’ bank accounts automatically.
Automated, instant payouts to players
When a player wins on a betting platform, they shouldn’t have to wait. The instant transfer API enables operators to issue payouts 24/7, ensuring a frictionless experience and improved customer satisfaction.
BETCLIC accelerates payouts to improve player experience
7 key scenarios where automated transfers
benefit your business
1 | You handle high transaction volumes
Processing thousands of transfers manually consumes time and increases error risk. Automation reduces manual workload, cuts down risk, and improves cash flow management.
2 | Manual processing costs too much
Manual file imports are costly in time and resources. Automating transfers frees your finance and customer service teams for higher-value work. Start by measuring the real cost of manual processes to understand the ROI of automation.
3 | Too many errors from manual handling
Bad file uploads, duplicate entries, missing payments, and wrong IBANs—manual processes are prone to error. Automation secures your payment flows, includes failure alerts, and allows for error recovery with configurable retries.
4 | Speed is critical in your industry
Manual transfers come with delays. Automation lets you trigger payments the moment a condition is met in your systems, for real-time transactions.
5 | Your workflows involve complex rules
APIs offer full customisation to your business logic. Whether for on-demand payments, refunds or rule-based disbursements, automation gives you greater flexibility and efficiency.
6 | Bank reconciliation is a nightmare
Matching bank records with internal data is time-consuming. With automation, each transaction has a unique ID sent via API, allowing for automatic, real-time reconciliation.
7 | You lack real-time payment visibility
Webhooks (notifications linked to APIs) let you track outgoing payments in real time. For instance, get notified each time a transfer above a set threshold is triggered. Maintain full control and react instantly if needed.
A simple route
thanks to a solution that can be integrated into your existing tools
Automation of instant payments
The solution is integrated via API into your IT systems (CRM, TMS, ERP…). It handles all transfer types—recurring or one-off. Payments are triggered automatically based on your business rules.
Instant triggering of pay outs
Real-time receipt of payment
Smoother customer journeys for:
An optimised customer experience
Instant, hassle-free payment flows
boosting customer satisfaction.
Reduced management costs
Process automation that frees up time
for Finance and Customer Service teams.
FAQ: Automating instant transfers
Why use payment APIs to automate transfers?
Because for many use cases—refunds, compensation, disbursements—the amount and timing are unpredictable. With instant transfer APIs, you can automate payments as soon as a specific event occurs, with no manual action required.
What are the most common use cases for automated transfers in businesses?
• You process high volumes of SEPA transfers (recurring or one-off).
• Your manual processes are inefficient and costly.
• Manual errors are frequent and impactful.
• You require fast payment turnaround.
• You operate with complex or numerous business rules.
• Bank reconciliation is a challenge.
• You lack real-time payment visibility.
Which industries benefit most from automated instant transfers?
Any industry with high outbound payment volumes benefits from automating SEPA transfers (recurring or one-off, standard or instant), including:
• Insurance: immediate payouts once a claim is approved
• Marketplace / E-commerce: instant payment on order confirmation
• Retail: instant refunds for returned items
• Travel: fast reimbursement in case of cancellation
• Property Management: instant rent disbursement to landlords
• Gambling: 24/7 player payouts with no delay
What are the concrete benefits of automation?
Compared to manual handling, which is time-consuming, error-prone, and inflexible, automation offers:
• Time savings (no manual batch or trigger needed)
• Fewer human errors
• Improved customer satisfaction and partner relations
• Lower operational costs
• Greater responsiveness and agility
How does an automated instant transfer work?
- 1. Once the API is integrated with your systems (CRM, ERP, TMS…), transfers are triggered based on your business rules: due date (recurring), claim validation, product return, order confirmation (one-off).
2. The beneficiary receives funds within 10 to 20 seconds.
3. Each transaction is tracked and logged in real time, allowing your finance team to respond instantly if needed.
What if my processes are complex with many rules?
No problem. APIs are designed for flexibility and can be tailored to your services and business logic, even complex ones. You can configure specific rules for each use case, aligning payment flows with your business model.
Can I get alerts or track payments?
Yes, thanks to webhooks. These notifications work with APIs and can be customised to your needs—get notified when a payment is sent, fails, or exceeds a certain amount. You stay in control without constant monitoring.
How do I integrate this solution into my tools?
Integration is fast via API, fully compatible with your business tools (CRM, ERP, etc.). You’ll be supported by a dedicated Project Manager / Customer Success Manager duo, along with our cross-functional teams of Product, IT, Compliance and Finance experts.