Industry
Payment solutions for Platforms & Marketplaces
Everything you need for collecting, allocating, and disbursing funds for your partners.
Grow your business without compromise
Onboarding
A fast and secure integration of new partners
PSP collections
Compatibility with the various payment service providers you use
Reconciliation
Accurate tracking and simplified reconciliation through virtual IBANs
Allocation
Instant fund allocation, fully under your control
Quickly onboard a wide range of clients or partners
- Integration of new partners in 40 different countries with adaptation to local requirements.
- Automation of the onboarding process with real-time information on required documents and progress stages.
- KYB allowing your partners to pause and resume their onboarding journey at any time.
Collections: flexible account management without changing your payment service provider (PSP)
An independent account management solution compatible with all your collections.
- Decoupling of card collections (BNPL, etc.) from account management.
- Centralisation of collections: Option to have one account per PSP, per geographic region.
- Funds security on escrow accounts before transfer to partners.
- Complementary collection methods to cards: SEPA transfers (direct debits, credit transfers, payment initiation).
A merchant account management solution for marketplaces
Instant fund tracking and reconciliation
Automate your accounting reconciliation process:
- Assign one or multiple virtual IBANs to each of your partners to use as payment identifiers.
- Automatic and instant reconciliation thanks to virtual IBANs.
- Instant notifications for tracking your funds.
Flexible fund management
Allocate funds as you wish and securely.
- Account structuring simplifies your accounting with multi-account setups and automatically manages:
– Losses and profits
– Commissions
– Partner accounts - Real-time access to account balances and transaction statuses, enabling automatic account balancing.
- Programmable disbursements according to your business rules, 24/7 with instant payment.
Your Compliance managed from A to Z
Reduce risks and ensure smooth operations throughout your clients’ lifecycle:
- Compliance with AML/CFT standards
Meets ACPR requirements for anti-money laundering and counter-terrorism financing. - Risk detection for new users
Secure KYC verification by Xpollens’ teams. - Management of atypical transactions
Specialised handling of transactions that deviate from standard patterns. - Fund escrow with Natixis accounts
As a subsidiary of Groupe BPCE, Xpollens ensures optimal fund security.