Marketplaces: accelerate your processes and growth
A comprehensive solution for collection, reconciliation and fund distribution, all in complete security.
Grow your business without compromise
Onboarding
Fast and secure integration
of new partners.
PSP collections
Compatibility with the various payment service providers
you use.
Reconciliation
Accurate tracking and
simplified reconciliation
through virtual IBANs.
Allocation
Instant fund allocation,
fully under your control.
Onboarding: integrate your partners securely
Ensure the success of your platform or marketplace with secure and smooth partner integration.
- Automated onboarding process with a robust and compliant identity verification system (KYC and KYB processes).
- Quick validation of your partners or clients, in compliance with anti-fraud and anti-money laundering (AML) standards.
Secure collection: a solution for all your financial flows
Centralise and secure your collections with a flexible solution, compatible with your payment service providers (PSPs).
To meet all your marketplace needs, add complementary payment methods to card payments, such as SEPA flows (credit transfers, direct debits, payment initiation).
Your merchant partners’ funds are secured in segregated accounts before being redistributed in full compliance.
Automated reconciliation: simplify your payment management
Track your payments easily through automatic reconciliation. Assign each partner a virtual IBAN, simplifying transaction identification and accounting reconciliation.
Virtual IBANs enable automated management of financial flows whilst ensuring optimal traceability at each step.
You benefit from a clear overview of your financial flows and instant notifications for real-time monitoring.
Flexible fund management and distribution
Distribute your funds flexibly and securely. Adapt and manage your financial flows according to your needs:
- Account structuring: simplify profit and loss accounting, commissions and partner accounts.
- Real-time access to account balances and transaction statuses, enabling automatic account balancing.
- Programmable payment management according to your business rules, 24/7 thanks to instant payment.
Track your financial flows easily and offer your teams complete transparency.
Thanks to the flexibility of our solutions, you can quickly adapt to variations in volume and changes in transaction types.
End-to-end compliance management for all your operations
Reduce risks and ensure smooth operations throughout your clients’ lifecycle.
Our solution secures the entire payment process, from vendor verification to transaction processing.
It integrates proactive monitoring systems to meet anti-money laundering and counter-terrorist financing requirements:
- Compliance with AML/CFT standards
Meets ACPR requirements for anti-money laundering and counter-terrorism financing. - Fund escrow with Natixis accounts
As a subsidiary of Groupe BPCE, Xpollens ensures optimal fund security.
FAQ: Embedded payment for platforms and marketplaces
How can I optimise transactions on a platform or marketplace?
Through a complete payment solution, each transaction can be optimised at multiple levels, whether for payins or payouts.
This optimisation involves various payment methods adapted for platforms and marketplaces, including card collections, credit transfers and direct debits to meet high-value basket needs.
How can I simplify financial flow management?
Financial flow management becomes simple through complete transparency and real-time control of each transaction. It’s less about the tools than the integration method that matters. By integrating Xpollens’ APIs directly into their systems, marketplace operators can manage their payments autonomously, thus optimising their agility and efficiency.
Are the payments secure?
Transaction security is ensured through advanced monitoring systems, designed to prevent fraud and ensure regulatory compliance. These systems establish a high level of trust for all users of your platform.
How can payments help retain your partners and clients?
Retaining your partners and clients relies on fast and smooth payments. Instant payments enable real-time transactions, thus improving satisfaction and engagement on your platform.
What solutions are available to improve the payment experience?
Solutions like Payment Automation and Payment Experience are designed to optimise the payment experience. They ensure fast, simple transactions perfectly adapted to your clients’ and partners’ needs.