Industry

Deploy an effective payment solution for your “neobank”

Looking for an agile and high-performance payment solution for your “neobank”*? Launch your customised digital bank. Focus on your business whilst we take care of the rest!

Launch your payment offering

Thanks to our payment card issuing solution and numerous associated features, you can create your turnkey digital “neobank” with your branding in record time.

Offer your customers, whether individuals or businesses, a unique experience with cards that can be adjusted across all parameters: from issuance to validity period, with advanced security options.

 

Strengthen your brand image and transform each card into a genuine loyalty driver.

Facilitate remote payments with cards compatible with the latest mobile payment technologies:

Offer a customised and frictionless payment experience

Designed to evolve with your needs, our Payment Experience offering optimises your time-to-market whilst maximising customer satisfaction through customisable solutions that comply with regulatory standards.

 

Our offering includes a complete range of innovative payment services, from e-wallets to payment cards and multi-account banking.

Diagram showing that a virtual IBAN allows generating aliases of the main IBAN, with two different virtual IBANs here.

Simplify financial management with our multi-account solution

Our multi-account solution streamlines financial management like never before.

 

Allow your customers to organise their finances according to their needs with dedicated accounts and personalised payment cards. Benefit from smooth management, tailored services, and enhanced autonomy for an optimal user experience.

 

Easily integrated with your existing systems, our solution ensures secure management that complies with regulatory standards.

Ensure maximum security and compliance for your business

Build enduring customer trust through rigorous regulatory compliance, laying the foundation for sustained business success.

Le processus de KYC comprend tous les éléments suivants : vérification de l'identité du client, contrôle LCB-FT (lutte contre le blanchiment de capitaux et le financement du terrorisme), contrôle de l'identité par vidéo, vérification que la personne n'est pas politiquement exposée (PPE), et demande de documents légaux le cas échéant.

Optimise your deployment with simplified API integration

Easily integrate our services through flexible APIs, simplifying your operations management and ensuring compatibility with your existing systems. Enjoy smooth, secure, and rapid deployment.

 

  • Simplified API integration
  • Accelerated time-to-market
  • Banking licence carried by Xpollens

They trust us

Many organisations trust us. Thanks to our expertise, they benefit from secure and customisable services.

 

Our future-ready solutions deliver the reliability and flexibility our clients depend on, adapting seamlessly to their evolving needs.

Logo of our client, Be-Bunk.Logo of our client, Moneco.Logo of our client, Money Walkie. Logo of our client Bling

FAQ : “Neobanks”

What is a “neobank”?

A “neobank” delivers digital-first banking services exclusively through online and mobile channels, operating without traditional physical branches. While these innovative institutions offer comprehensive banking solutions, credit services may vary among providers.

How does a “neobank” work?

A “neobank” operates entirely online, without physical branches, and offers digital banking services, often accessible via a mobile application.
It allows customers to manage their accounts and make payments, transfers, or transactions directly from their smartphone. The emphasis is on simplicity, speed, and quality of user experience.

What are the advantages of a payment solution dedicated to “neobanks”?

Our payment solution, which is modular and accessible via API, simplifies integration and ensures rapid and efficient deployment, perfectly compatible with your existing infrastructure.
It incorporates innovative payment features, such as Instant Payment, and ensures a smooth experience that meets your users’ expectations. Benefit from modern, reliable, and adapted services to enhance customer satisfaction.

Why is choosing a flexible solution essential?

Our solution adapts to your evolving needs through modular options and regular updates.
Meet market shifts and user expectations with agility, powered by our high-performance payment infrastructure. This comprehensive solution empowers “neobanks”, traditional banks, fintechs, accountechs, and proptechs to drive innovation.

*The term “neobank” refers to financial actors and intermediaries offering banking services online or accessible through 100% mobile applications.
[Source: Study “Neobanks in Search of Profitability” by ACPR – Banque de France, 2nd paragraph of the general summary.]

Want to learn more?

Our team is available to assist you at every step of the way, from identifying your needs to implementing your project.