Industry

Next-gen accounting solutions: integrate payment natively into the core of your offering​

Offer advanced banking features, from account management to cash flow management.

Develop your best product by adding payment features​

Launch your payment offering with accounts and transaction flows on your interface

Enable your customers to receive timely payments with a consolidated, real-time view of payment statuses. Provide them with a business account, simple payment methods and tracking:
  • Set up automatic debits in your interface for recurring payments.​
  • Receive traditional and instant SEPA transfers.​
  • Real-time information on payments or unpaid items.​
  • Retry failed payments automatically.

Offer a 100% automated reconciliation process​

Do your clients want to optimise costs and spend more time on high-value tasks? Provide them with the ability to:
  • Assign a virtual IBAN to each of their clients to easily identify the origin of payments.​
  • Automatically reconcile invoices and payments to save time.​
  • Simplify their accounting with virtual accounts.
Integrating payment tools into your software enables automatic invoice and payment reconciliation.

A secure and agile solution​

  • An agile technological solution: integrated directly into your system via API, accessible in real-time, and white-labeled.​
  • Unmatched security: A subsidiary of Groupe BPCE, Xpollens adheres to the group’s security standards and is regulated by the ACPR.​
  • Experts handling everything for you: compliance management, banking production, and technical support.​

Simplify payouts for your clients​

They can plan and execute their supplier payments or customer refunds in real time, directly from your interface:
  • One-click payments for all supplier invoices.​
  • Real-time anomaly management with instant notifications.​
  • Debit forecasting via API (transfers, direct debits).
Dashboard displaying real-time tracking of incoming payments (SEPA direct debits, virtual IBANs, SEPA transfers, instant transfers).
Fully customisable card via API: set up cashback, configure spending limits, enable or disable Xpay, and allow the end user to choose or change their PIN.

Facilitate expense management for your clients​

Offer businesses cards to optimize the tracking and security of their daily expenses.
  • Instant creation of virtual accounts for each department of your clients.​
  • Physical or virtual payment cards linked to each of these accounts with real-time spending limit controls for expense management.​
  • Time-saving for your clients: collection and centralisation of transaction receipts in your tool.

Offer real-time cash management​

The business account is a way for your clients to centralize the management and oversight of their payments.​
  • ​Real-time account balance monitoring from your interface.​
  • Ability to transfer funds between accounts across subsidiaries and the parent company to rebalance accounts.​
  • Automation of direct debits from the main account to various accounts.​
  • Instant payout transfers to optimise their financial placements.​

Want to know more?

Discover how Xpollens can integrate into your projects.