SCT x Virtual IBAN

Optimise conversion on your high-value baskets

Transfers and virtual IBANs tailored for B2B e-commerce purchase journeys.

No more failed payments! The goal is 100% acceptance, and it’s possible!

Whether for B2B payments or high-value transactions, offer all your clients the payment method best suited to their needs.

Transport

Automobile

Household appliances

Luxury goods

A simple process
thanks to a solution that integrates into your existing tools

1

Choose of payment method

On the payment page of the e-commerce website, the business customer is offered an alternative to card payment to validate their basket: a bank transfer (standard or instant).

2

Creation and sharing of a new IBAN

3

Execution of the bank transfer

4

Automatic reconciliation

Cards aren’t always the most suitable payment option for your customers.

  • Spending limits? Authentication issues?
    Offer an alternative when a card isn’t enough: enable classic or instant bank transfers, linked to a virtual IBAN for improved traceability and simplified reconciliation.
  • Streamline and automate refunds.
    Retrieve the source IBAN from the first bank transfer and offer instant refunds for an optimal customer experience.

Boost your sales with secure and tailored payments

Higher conversion rates

Payment options tailored to maximise your cart conversion.

Payment security

Irrevocable transfers for complete security.

Simplified reconciliation

Automatic matching of payments and invoices using virtual IBANs.

How Oveo optimises its customer journey using the Xpollens solution?

Oveo, a platform for the sale of used vehicles between professionals launched in 2023, is experiencing rapid growth and was looking for an alternative to credit cards, which are unsuitable for high-value transactions.

Solution

Instant Payment, combined with virtual IBANs, enables real-time payment tracking, complete traceability, and automatic reconciliation.
The solution implemented simplifies accounting reconciliation, improves the efficiency of the finance team by reducing manual tasks, and lowers management costs by eliminating interchange fees associated with transfers.