Instant Payment:
your payins
and payouts
in just 10 seconds
The Xpollens BaaS platform allows you to integrate the sending and receiving of instant transfers into your existing applications, services, and processes. Are you ready to speed up your transactions and boost your cash flow?
A reliable and fast
online payment method
Instant Payment combines the reliability of traditional transfers with exceptional speed. Xpollens allows you to integrate this booming payment method:
- for payins and payouts,
- from and to both professional and individual eligible beneficiaries,
- within the Single Euro Payments Area (SEPA),
- for any amount in euros up to €100,000,
- 24/7,
- in 10 seconds, the beneficiary’s bank account is credited!
Instant transfer is here to simplify your internal processes and enrich your customer journeys.
How does Xpollens Instant Payment work?
SENDER SIDE:
- Implementing the automation of instant payments in the company’s business information system (CRM / TMS / ERP…) through API integration.
- Automatic triggering of transfers OR occasional entry of an instant transfer order.
- Real-time monitoring of the transfer status with alerts in case of issues for quick resolution.
BENEFICIARY SIDE:
- Receiving the transfer within 10 to 20 seconds.
Instant Payment facilitates
your financial processes
With the speed of instant transfer, you optimise:
- Cash management and treasury management.
- Supplier payments, tax and duty payments.
- Customer refunds, for both professionals and individuals, compensations and reimbursements.
- Employee payments.
Give your financial teams an efficiency boost!
Combining with Virtual IBANs
to automate reconciliation
With instant transfer, you accelerate your payments and collections. Combining it with virtual IBANs guarantees:
- Identification of incoming flows without burdening the customer experience
- Simplified transaction tracking
- Automated accounting reconciliation
A winning duo with 3 major benefits for your company’s cash flow:
- Time savings for Finance teams, freeing them from time-consuming tasks.
- Financial savings by reducing the risk of errors and facilitating the identification of anomalies within transactions to avoid monetary losses.
- Increased security by masking the primary IBAN to protect it from fraud risks.
Improve your customer and user experience
Whether paying or being paid, implementing Instant Payment transforms customer relationships.
More seamless, more immediate, less burdensome, you offer transformed journeys that promote customer satisfaction.
Discover at a glance eight sectors
where instant transfers make a significant impact:
Payment of a high-value basket
with no amount limit.
Immediate refund for a returned product.
Catering
Add credit to a student’s account or wallet to top-up a canteen card.
Temporary Work
Salary payments
to temporary workers.
Case study focus: iGaming sector
The key to your project’s success? Bespoke support from our experts
With Xpollens, you choose integrated payment to offer your customers a personalised and frictionless experience.
Our support matches the importance of the task: you benefit from the backing of our teams and a dedicated contact throughout your project.
The 5 Essentials of Instant Payment by Xpollens
- Pay and receive payments in 10 seconds, 24/7, up to €100,000.
- Optimise your cash flow by accelerating transactions and securing your working capital.
- Automate your accounting reconciliation by combining Instant Payment and virtual IBAN, saving time and increasing reliability.
- Boost customer satisfaction by offering new, immediate, and frictionless payment journeys for both professionals and individuals.
- Integrate instant transfer directly into your existing applications, services, and processes via our API.
Discover the possibilities of Banking-as-a-Service for your sector