Payment Automation
Scalable solutions to automate your financial processes, secure your recurring incoming payments and facilitate the work of your Finance and Payment teams.
Our Payment Automation offering helps Finance, Payment and Product Departments digitise their operations
Our Payment Automation solutions help you meet the challenges of digital transformation. Whether for incoming or outgoing payments, our solutions incorporate cutting-edge technologies to:
- Automate your company’s incoming and outgoing payment processes.
- Facilitate the monitoring of your cash flows.
- Make recurring incoming payments more reliable.
- Strengthen the security of your operations.
- Collect the data necessary for in-depth analysis of your financial flows.
All the payment methods you need in the Eurozone
With Banking-as-a-Service technologies and API access from the Payment Automation offering, your tools and processes can integrate a wide range of payment methods adapted to your activity and your customers’ needs.
Our platform also includes account opening and management, as well as KYC (Know Your Customer) and KYB (Know Your Business) procedures to ensure compliance and security of transactions for your customers, whether individuals or businesses.
You thus optimise your cash flow, save time for Finance teams and reduce your processing costs, whilst offering an ideal user experience.
Track and categorise all your incoming payments with virtual IBANs
With our virtual IBAN solution, you can track and organise all your incoming transactions in real-time.
- Guaranteed time-saving for your accounting teams.
- Precise monitoring of unpaid invoices for optimised management.
- Possibility of automating your accounting reconciliation.
Do you manage large volumes of payments every day, whether for property management, health insurance or retail? With virtual IBANs, track your incoming transactions in real-time and automate accounting reconciliation.
Reverse funds easily and in real-time
With our instant payment solutions and your accounting automation systems, disburse funds with complete simplicity. Offer more autonomy to business teams to better serve their customers and free up time for your Finance team.
Do you work in a sector where payment speed is essential, such as insurance for compensating policyholders, retail for product refunds, or gambling for paying out player winnings? Automatically trigger instant transfers and boost customer satisfaction while reducing management costs.
Plan your payments with SEPA direct debit
- Traceability of transactions.
- Simplification of the collection of your one-off or recurring payments.
Do you operate in a sector where securing each payment is a major challenge, whether it’s paying charges and rent for property managers or paying subscriptions for entertainment and service platforms? With direct debit scheduling and real-time automated reminders, minimise the risk of failed payments on your recurring transactions.
Payment Automation: solutions available via API for maximum flexibility
Retail, e-commerce, marketplaces, crowdfunding platforms, “neo-banks”, fintech, accountech, insurance, igaming, travel – thanks to our scalable solutions with simplified API integration, you manage your payment flows according to your own business rules, whatever your business.
- Programmatic management of accounts and associated payments.
- The entire banking suite available via API (accounts, limits, transfers, etc.).
- Easy integration with your existing systems for optimised use of data: identity verification, risk analysis, alert reporting, statistics, etc.
Personalised support from our experts on our Payment Automation offering
From the scoping phase of your project to its deployment, you have a dedicated contact and the support of our experts in setting up your payment processes, in compliance with regulatory requirements.
FAQ: the Payment Automation solution
Which companies is the Payment Automation offering for?
This offering is for companies of all sectors that wish to optimise their payment processes, particularly in retail, e-commerce, marketplaces, crowdfunding platforms, “neo-banks”, fintech, accountech, insurance, igaming and travel.
How do virtual IBANs optimise company cash flow management?
Virtual IBANs allow:
• Categorisation and traceability of all your incoming payments in real-time,
• Precise monitoring of unpaid invoices,
• Automation of accounting reconciliation processing,
• Time-saving for your accounting teams.
What solutions are offered for disbursing funds?
We offer standard or instant transfer and virtual card solutions which, coupled with your accounting automation processes, allow funds to be disbursed with complete simplicity and in real time.
How can Xpollens’ SEPA Direct Debit (SDD) solution improve payment management?
Xpollens SEPA Direct Debit allows better traceability of operations and simplifies the collection of your one-off or recurring payments. Direct debit scheduling and automated reminders reduce your processing times and the risks of unpaid invoices.
How does the Payment Automation solution integrate with existing company systems?
All our solutions are available via API, allowing simplified integration with your existing systems. You can manage your flows according to your business rules, with programmatic management of accounts and associated payments.