Multi-account banking: the key to optimised financial management
Enjoy maximum flexibility whilst ensuring security and compliance, thanks to the power of Banking-as-a-Service.
Multi-account banking: a solution to simplify your clients’ financial management
Offer your clients the ability to group multiple accounts to manage their daily transactions.
- Thanks to detailed tracking and better segmentation of finances, they gain visibility and control.
- Easily integrated with your front-end solutions, it allows the management of different types of accounts whilst ensuring a smooth and secure user experience.
- Ideal for FinTechs, AccountTechs, PropTechs and other payment actors, this solution brings increased flexibility to your users and strengthens your offering.
Optimise the management of your financial flows with multi-account banking
Our Payment Automation offering allows you to simplify the management of your internal financial flows. A complete and adaptable solution that meets the needs of professionals managing a large volume of internal flows or operating with subsidiaries.
- Open multiple accounts for each department or project for precise tracking of expenses and payments. Multi-account banking allows you to structure your financial management whilst optimising the organisation of your flows.
- Segment your accounts by client typology to analyse payment flows and refine your marketing offers. An asset to adapt your strategy and improve customer experience.
The 4 benefits of multi-account banking
Dedicated to strategic needs, multi-account banking allows you to structure your finances with precision and flexibility. Benefit from a clear, real-time overview of your payins and payouts, whilst reducing administrative burden.
Structured financial
organisation
Fewer manual
administrative tasks
Optimised transaction traceability
Better monitoring of
internal financial flows
Manage multiple bank details for optimal traceability
Associate each activity with a separate account with dedicated bank details for detailed tracking of your transactions. Thanks to virtual IBANs, identify each operation in real-time and benefit from enhanced traceability.
We guarantee smoother management and a clear vision of your company’s financial flows, whether you’re a fintech, accounttech, proptech, etc.
Strengthen the security and compliance of your operations
Our solutions integrate advanced compliance devices, such as the KYC (Know Your Customer) and KYB (Know Your Business) solutions, guaranteeing rigorous verification of user and business identities. With the PVID (Remote Identity Proof) solution, secure remote verifications and add additional protection to each transaction.
These tools comply with the strictest standards in transaction security, thus ensuring the traceability and protection of your financial flows.
Offer your clients a secure payment environment, where confidentiality and protection of banking data are guaranteed at every step.
Manage your finances with complete flexibility
Adapt your financial operations to each project, activity or team, without constraints.
You also benefit from instant payments with our solution, allowing you to make and receive payments in real-time, without delay. An ideal solution to optimise the management of your financial flows and ensure maximum responsiveness.
FAQ: Multi-account banking
How Does Xpollens Simplify the Management of Multiple Accounts?
With our solution, you easily manage multiple accounts and benefit from advanced features such as the payment cards issuing dedicated to each account, as well as the integration of e-wallets for fast and secure payments. These cards can be digitalised on mobile and integrated into Xpay (Android, iOS, Google Pay, etc.), thus offering more flexibility to your users.
Organise your financial flows with precision and offer your users or collaborators payment options adapted to their specific needs.
Multi-Account Banking: For Small or Large Businesses?
Multi-account banking is designed to meet the needs of all businesses, both small and large.
• For small businesses, it allows for the segmentation of expenses and better visibility of financial flows, project by project.
• For larger structures, multi-account banking ensures fine management of budgets by department or subsidiary, simplifies accounting and optimises cash management.
Want to further optimise your processes? Discover our business bank account management service.