Latest updates and insights on Banking-as-a-Service.
Crypto-asset service providers: the complete guide
A decisive step in the regulation of cryptocurrencies, the MiCA (Markets in Crypto-Assets) Regulation harmonises and frames crypto-asset service providers (CASPs) at the European level.A comprehensive overview of this more demanding status in terms of security, transparency and user protection. Key takeaways Understanding CASP status within the European crypto ecosystem The MiCA Regulation introduces a […]
Automating bank reconciliation with Banking-as-a-Service
Data reliability, cash flow management and financial health: bank reconciliation plays a central role. It ensures consistency between bank statements and accounting entries. When performed manually or using spreadsheets, this process is time-consuming and exposes teams to a high risk of errors.While many software solutions now exist to facilitate bank reconciliation, Banking-as-a-Service and API integration […]
MiCA and embedded payments: driving crypto adoption
Long perceived as a market reserved for insiders, crypto-assets are now entering a new era. With the MiCA regulation, the European Union is establishing a clear framework to strengthen trust, protect investors and support innovation.
IBAN verification: strengthening transfer security with VoP
In a context where instant payments are becoming widespread, securing bank transfers has become a major issue for both businesses and individuals. Verifying bank account details – and IBANs in particular – is an essential step to avoid errors and protect against fraud. With the introduction of the VoP scheme in October 2025, the rules […]
Marketplace guide: how BaaS and PSPs optimise your payments
Behind the apparent simplicity of making a purchase on a marketplace, discover how the complementarity between a BaaS platform and a Payment Service Provider (PSP) helps optimise the customer experience while simplifying administrative and financial management.
KYC: The complete guide to securing your customer onboarding
KYC is an essential customer due diligence process within the financial ecosystem. Xpollens invites you to explore this process and discover how to strike the right balance between regulatory requirements and user experience.
Limit, pricing, security: what’s changing for instant payments in 2025
Long offered as an optional paid service, instant payments are entering a new era in 2025. Explore the latest changes, core principles, and best practices to turn them into a strategic lever for payment management.
Third-party payment collection: a special guide for marketplaces
In a marketplace, each transaction must be both seamless for the user and compliant with regulatory requirements. Third-party payment collection is at the heart of this balance: an essential lever for securing exchanges between sellers and buyers. But how can you implement it without complicating the experience? Here is a guide to help you structure […]
Payment schedule: how to optimise your recovery?
When facing a customer with payment difficulties, the payment schedule represents an amicable solution to recover your debts without compromising your commercial relationships. As an alternative to often lengthy and costly contentious procedures, discover how to implement an effective payment schedule, from the preliminary analysis of your debtor to the automation of collections via SEPA […]
2024 was a transformative year—marked by innovation, impactful collaborations, and bold advancements. Together, we tackled strategic challenges, delivered concrete solutions, and set new benchmarks for a seamless and efficient user experience.
SEPA Direct Debit: a complete guide for businesses and individuals
The SEPA direct debit has become an essential tool for streamlining and securing financial transactions in France and, more broadly, across the Eurozone. Whether for paying recurring bills or automating debt collection, this payment method offers unprecedented flexibility and reliability.
Online SEPA Direct Debit: happy merchants and happy customers
Whether standard or business-specific, SEPA direct debit is a widely used payment method. Xpollens has explored the key factors behind its popularity, particularly in e-commerce.
