Payments and Account Management for Crypto Platforms
Your users invest, save or earn cashback in crypto.
Xpollens provides the technology infrastructure to connect them to the fiat ecosystem, seamlessly, securely, and fully embedded in your user journeys.
Connect your crypto platform to the fiat world
- Crypto-to-euro and euro-to-crypto conversion
- Incoming and outgoing SEPA instant transfers
- SEPA direct debits
- Issuance of Visa payment cards
- Real-time transaction monitoring and flow control
- Fast time-to-market via a 100% API-based platform
Compliance and MiCA status
Xpollens holds an Electronic Money Institution licence, granted by the ACPR and passported across the EU.
As a MiCA-regulated player, you can operate under Xpollens’ license and benefit from our third-party customer onboarding capabilities: you collect and transmit the data required to establish the customer relationship, while Xpollens retains the regulatory and operational responsibility for the services provided.
Do you offer stablecoins as a payment method? Platforms concerned are also subject to PSD2 and must hold a Payment Institution (PI) or Electronic Money Institution (EMI) license, or operate under the license of an authorized partner. Xpollens’ agent status covers this case, allowing you to continue operating in full compliance.
Give your users a clear, controlled financial environment.
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Open accounts via our third-party onboarding capability
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Onboard users through our KYC reuse process — a single onboarding journey for your customers
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Assign each user a dedicated French IBAN, with centralised management and instant transfers between accounts
A complete, customisable card experience
Integrate payment cards directly into your user journeys
Physical Visa cards (plastic or metal) and virtual cards
Compatibility with Apple Pay, Google Pay and Samsung Pay
Fully customisable design aligned with your brand
Full card lifecycle management via API: issuance, blocking, replacement and more
All the payment flows you need
Allow your users to fund and spend from their euro accounts with ease.
- Standard and instant SEPA transfers
- SEPA direct debits
- Card-based account top-ups
Built on the strength of a leading banking group
Xpollens is a subsidiary of BPCE Group, the second-largest banking group in France.
Every day, Xpollens processes millions of transactions on behalf of crypto platforms, payment service providers and B2B platforms, with the reliability and security standards of the banking industry.
Wigl: connecting euro accounts and crypto assets
