Industry

Automate your pay in and pay out payments

Traceability and real-time data serving Finance and Treasury departments.

Discover the Banking-as-a-Service platform for all your payment flows, which evolves with you

Centralise all the necessary information in your tools to optimise operations: client payments, supplier payments, accounts payable, and real-time cash flow visibility.

The key to getting paid on time: a consolidated and real-time payment status view

  • Implementation of automatic direct debits in your interface for recurring payments.
  • Receipt of traditional and instant SEPA transfers.
  • Real-time information on a payment or non-payment.
  • Representation of a payment in case of payment failure.
Dashboard displaying real-time tracking of incoming payments (SEPA direct debits, virtual IBANs, SEPA transfers, instant transfers).
Integrating payment tools into your software enables automatic invoice and payment reconciliation.

Fully automated accounting reconciliation process

Optimize your sub-ledger accounting with flawless traceability, allowing you to focus on value-added tasks.
  • Assign a virtual IBAN to each of your clients to use as a payment identifier for transfers.
  • Automatically reconcile invoices and payments for guaranteed time savings.
  • Ability to create as many virtual accounts as you need to structure your accounting.

A secure and agile solution

  • An agile technological solution: integrated into your existing business tools, accessible in real-time.
  • Secure transactions: a subsidiary of the Groupe BPCE, Xpollens adheres to the group’s security standards and is authorized by the ACPR (French Prudential Supervision and Resolution Authority).
  • Experts who handle everything for you: compliance management, banking production, and technical support.
Integration simplified by our APIs
Schedule and execute your payments in real-time from existing interfaces, following your business rules.

Pay out payments orchestrated

Schedule and execute your payments in real-time from existing interfaces, following your business rules.
  • Automate payments for all supplier invoices.
  • Empower your employees with payment cards for autonomy over certain expenses.
  • Real-time anomaly management with instant feedback.
  • Real-time forecasting of your payout payments (transfers, direct debits)

Real-time cash-flow management for informed decision-making

Simplify Group treasury management with centralized and automated flow control.
  • Real-time account balances from your interface.
  • Capability to make intra-company transfers between subsidiaries and parent company to balance various accounts.
  • Automated debits from the main account to other accounts.
  • Instant Payment to optimize financial placements.