Industry
Automate your pay in and pay out payments
Automate your pay in and pay out payments
Traceability and real-time data serving Finance and Treasury departments.
Discover the Banking-as-a-Service platform for all your payment flows, which evolves with you

The key to getting paid on time: a consolidated and real-time payment status view
- Implementation of automatic direct debits in your interface for recurring payments.
- Receipt of traditional and instant SEPA transfers.
- Real-time information on a payment or non-payment.
- Representation of a payment in case of payment failure.

Fully automated accounting reconciliation process
Optimize your sub-ledger accounting with flawless traceability, allowing you to focus on value-added tasks.
- Assign a virtual IBAN to each of your clients to use as a payment identifier for transfers.
- Automatically reconcile invoices and payments for guaranteed time savings.
- Ability to create as many virtual accounts as you need to structure your accounting.
A secure and agile solution
- An agile technological solution: integrated into your existing business tools, accessible in real-time.
- Secure transactions: a subsidiary of the Groupe BPCE, Xpollens adheres to the group’s security standards and is authorized by the ACPR (French Prudential Supervision and Resolution Authority).
- Experts who handle everything for you: compliance management, banking production, and technical support.
Pay out payments orchestrated
Schedule and execute your payments in real-time from existing interfaces, following your business rules.
- Automate payments for all supplier invoices.
- Empower your employees with payment cards for autonomy over certain expenses.
- Real-time anomaly management with instant feedback.
- Real-time forecasting of your payout payments (transfers, direct debits)
Real-time cash-flow management for informed decision-making
Simplify Group treasury management with centralized and automated flow control.
- Real-time account balances from your interface.
- Capability to make intra-company transfers between subsidiaries and parent company to balance various accounts.
- Automated debits from the main account to other accounts.
- Instant Payment to optimize financial placements.
