Resources & blog

Latest updates and insights on Banking-as-a-Service.

Articles

Car sales, financial flows… what if integrated payments were the real differentiator?

The French used-car market continues to grow: +5.3% in September 2025*.Behind these figures lie increasingly complex transactions and a growing volume of financial flows. In this context, integrated payments are no longer just a tool—they are becoming a strategic lever to organize and secure these flows.Embedded directly into business processes, they automate transactions, simplify accounting, […]

Articles

Embedded Finance: How It Redefines Financial Services

Embedded finance is gaining ground, streamlining access to financial services while elevating digital experiences. This article dives into the momentum behind this shift and the opportunities it opens for businesses

Articles

Everything you need to know about the SEPA Creditor Identifier (SCI)

The SEPA Creditor Identifier is a key lever for enabling smooth and secure direct debits. This guide walks you through what it is, how it works, its benefits, and how to obtain it. Turn a technical requirement into a real operational advantage.

Articles

Banking-as-a-Service: risk management and regulatory models

Banking-as-a-Service (BaaS) streamlines the integration of financial services into diverse ecosystems but raises critical challenges in compliance and risk management. Explore the key distinctions between the PSP Agent and IOBSP models and their impact on security and user experience.

Articles

The landscape is changing for BNPL fintechs

The Consumer Credit Directive (EU) 2023/2225 defines BNPL (Buy Now Pay Later) as consumer credit. Focus on the new rules of the game.

Want to know more?

Discover how Xpollens can integrate into your projects.