Latest updates and insights on Banking-as-a-Service.
Embedded Payments: The New Engine of B2B Competitiveness in 2026
At the start of 2026, the European B2B payments landscape is no longer simply evolving. It is undergoing a fundamental shift. Long overshadowed by consumer payments, B2B payments have reached their long-awaited inflection point. The reason? A rare convergence of regulatory pressure, technical standardization, and, above all, a growing determination among businesses to regain control of their […]
Car sales, financial flows… what if embedded payments were the real differentiator?
The French used-car market continues to grow: +5.3% in September 2025*.Behind these figures lie increasingly complex transactions and a growing volume of financial flows. In this context, integrated payments are no longer just a tool—they are becoming a strategic lever to organize and secure these flows.Embedded directly into business processes, they automate transactions, simplify accounting, […]
Embedded Finance: How It Redefines Financial Services
Embedded finance is gaining ground, streamlining access to financial services while elevating digital experiences. This article dives into the momentum behind this shift and the opportunities it opens for businesses
Everything you need to know about the SEPA Creditor Identifier (SCI)
The SEPA Creditor Identifier is a key lever for enabling smooth and secure direct debits. This guide walks you through what it is, how it works, its benefits, and how to obtain it. Turn a technical requirement into a real operational advantage.
Banking-as-a-Service: risk management and regulatory models
Banking-as-a-Service (BaaS) streamlines the integration of financial services into diverse ecosystems but raises critical challenges in compliance and risk management. Explore the key distinctions between the PSP Agent and IOBSP models and their impact on security and user experience.
The landscape is changing for BNPL fintechs
The Consumer Credit Directive (EU) 2023/2225 defines BNPL (Buy Now Pay Later) as consumer credit. Focus on the new rules of the game.
Payments: the modular solutions revolution
Jean Guillaume, Xpollens CEO, was interviewed by The Paypers as part of their report on Embedded Finance.
