Latest updates and insights on Banking-as-a-Service.
E-Money Tokens (EMTs): electronic money in the crypto era
Among the categories of crypto-assets defined by the MiCA Regulation, Electronic Money Tokens (EMTs) occupy a unique position. Designed as digital equivalents of electronic money, they could transform the way financial institutions manage flows between fiat currencies and crypto-assets.Definition, regulatory framework, use cases and future prospects: here is everything you need to know about e-money […]
Crypto-asset service providers: the complete guide
A decisive step in the regulation of cryptocurrencies, the MiCA (Markets in Crypto-Assets) Regulation harmonises and frames crypto-asset service providers (CASPs) at the European level.A comprehensive overview of this more demanding status in terms of security, transparency and user protection. Key takeaways Understanding CASP status within the European crypto ecosystem The MiCA Regulation introduces a […]
The landscape is changing for BNPL fintechs
The Consumer Credit Directive (EU) 2023/2225 defines BNPL (Buy Now Pay Later) as consumer credit. Focus on the new rules of the game.
